Build the future of
African Payments.

Experience the most developer-friendly API in Nigeria. From instant NIP payouts to secure virtual accounts, FinovoPay provides the tools you need to scale your fintech.

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Instant Payouts

Disburse funds to any commercial bank in Nigeria via NIP with sub-60s settlement.

Enterprise Security

Protect your data with HMAC SHA512 signatures and bank-grade encryption.

Virtual NUBANs

Issue dedicated accounts to your customers for seamless, automatic reconciliation.

Two Steps to Live

Authenticate

Add your secret key to the Bearer Token header.

Initialize Payment

Call the checkout endpoint to generate a session.

POST /v1/index.php

{
  "action": "initialize_payment",
  "amount": 5000,
  "currency": "NGN",
  "customer": "[email protected]"
}

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Build the future of African Payments.